Before I describe what constitutes good financial advice, let me start with what doesn’t. When I say that investing has been solved, I am, of course, talking about low-cost index funds beating most other investing strategies over most time periods. Academic literature going back to the 1960s has consistently found that trying to beat the market index is a losing game on average. Most investors are best-served owning the market and keeping their costs low.

Timestamps:
0:00 "Ben, why do you still have a job?"
1:00 What isn't Financial Advice?
3:08 What is Financial Advice?
10:36 Should you get Professional Financial Advice?
12:19 Reasons to Seek Expert Advice
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