File an Answer to your debt lawsuit: https://www.solosuit.com/debt_answer?...
File a Motion to Compel Arbitration: https://www.solosuit.com/motion_to_co...
Settle your debt: https://www.solosuit.com/solosettle?m...
Make debt collectors validate the debt: https://www.solosuit.com/debt_validat...

0:00 Intro
0:35 File a written Answer
1:32 Don't share too much information
3:18 The burden of proof is on the plaintiff
3:42 Sufficiency of documents and witnesses
4:10 Private arbitration
4:35 Debt settlement
5:37 Deny as many claims as possible in your Answer

What is the best defense in a debt lawsuit?

In this video, we interview Attorney John Skiba who emphasizes the crucial first step to defending yourself in a debt collection lawsuit: filing a written answer to avoid a default judgment.

This simple action can change the course of the lawsuit, especially against junk debt buyers who often lack sufficient evidence. These buyers typically don't possess necessary documentation or witnesses, making it harder for them to prove their case.

Denying claims in your response will challenge the plaintiff to prove their allegations. Private arbitration or settlement are also potential strategies that can help you resolve debt and win your case.

ABOUT: John Skiba has 21 years of experience in consumer bankruptcy and debt defense. He runs the @Consumer_Warrior YouTube channel and owns Arizona Consumer Law Group, PLLC: https://skibalaw.com/