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The TRUTH About Male vs Female Investors
Welcome to a special Stock Investment Analysis video. Today, I am going to be discussing the truth about male vs female investors, why so many women do not invest, and why they should with my fellow investors, Anna and Jessie. Anna and I previously did a video collaboration on my channel and her channel, Panda Boss. I would also like to introduce Jessie from Champagne Cents. Today’s video format is different from my usual format. Jessie, Anna, and I will be discussing a lot of data and research related to differences in investing across sex and even across continents and currencies as well as some differences in personal experience. I hope we all learn something together through this and you will all share this video with others, especially women you know who are interested in investing or afraid to get started. My hope is that this video encourages us to look at investing and investors differently, to be more open-minded, and to support and encourage anyone, male or female, who is reluctant to begin their investing journey.

Here are some interesting facts for you:
In a study published in 2000, “Boys Will Be Boys: Gender, Overconfidence, and Common Stock Investment,” men’s investment portfolios suffer from their overconfident behavior in the market. Men trade 45 percent more than women, and trading reduces men’s net returns by 2.65 percentage points a year as opposed to 1.72 percentage points for women. Women trade less frequently and hold less volatile portfolios. Thus, women beat men by an average of about one percentage point annually on a risk-adjusted basis. The message here is not that women are good investors but rather, both men and women are hurt by excessive trading and fail to match market rates of return; men merely trade more and, as a result, suffer more. If you're interested in male vs female investing, we have some very interesting research for you.

Women now control $18.4 trillion in consumer spending, hold approximately 30% of global wealth and are the sole heads of 32% of U.S. households.

One study found that women hold 71% of all their assets in cash, whereas men hold 60%. Cash can feel more secure, but it also decreases in value over time due to inflation and has limited growth potential.

Over a 35-year career, that investing gap, combined with the wage gap and other factors, could mean failing to capture $1 million in value. In the same vein, men of all ages are five times more likely than women to say that investing is their most important goal.

A study by SoFi and Levo found that 56% of Millennial women don’t invest because they’re too worried about the outcome.

A study from Fidelity Investments, based on data from more than 8 million clients, showed that women performed better than men by 0.4%. a woman who invested 9% of her salary annually (the average for women) starting at age 22 would end up with 15% more at age 67 than a man who invested 8.6% annually (the average for men). Another study by Wells Fargo showed that women who managed their investment accounts not only saw higher returns than men, but also that their returns showed less variability. These results jive with earlier studies by professors at the University of California, who found women beat men in the market by about 1% a year.

Men are 35% more likely to buy or sell stocks than women. Single women trade 27% less frequently than single men (men’s trading activity generally tends to quiet down when they are sharing accounts with women).

Sources:
https://www.nutmeg.com/nutmegonomics/...
https://www.scottishfriendly.co.uk/ne...
https://www.fidelity.com/bin-public/0...
https://www.pbig.ml.com/articles/wome...
https://www.forbes.com/sites/tedknuts...
https://www.forbes.com/sites/michaelc...
https://faculty.haas.berkeley.edu/ode...

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