In this episode of Accrued a Fintech Confidential series presented by LoanPro, Tedd Huff and Colton Pond explore Column's innovative approach to sponsor banking, featuring special guest Brian Fishbein, Column's Head of Investing and Treasury. The discussion highlights how Column disrupts traditional banking by empowering developers to craft new financial products. As a national bank focused on sponsor banking, Column emphasizes enhancing credit program transparency, mastering compliance, and swiftly resolving crucial issues for fintech collaboration.

Takeaways
1. Fintech as a Change Agent: Highlighting fintech's role in revolutionizing banking and addressing inefficiencies.
2. Trust, Security, and Compliance: Underlining their foundational importance in financial services.
3. Need for Flexibility: Showcasing the necessity of adaptable financial solutions for fintech's evolving demands.
4. Finance Democratization: Discussing how technology can make financial services more accessible and equitable.
5. Future Banking Vision: Envisioning more inclusive, efficient, and globally responsive banking.

Column:
Website: https://column.com/
LinkedIn:   / column-bank  
X: https://twitter.com/column?lang=en
Brian LinkedIn:   / brian-fishbein  

Fintech Confidential:
Podcast: https://fintechconfidential.com/listen
Notifications: https://fintechconfidential.com/access
LinkedIn:   / fintechconfidential  
X:   / ftconfidential  
Instagram:   / fintechconfidential  
Facebook:   / fintechconfidential  

Support provided by LoanPro and HAWK:AI. Discover how LoanPro is revolutionizing lending through technology at loanpro.io and explore HAWK:AI's innovative compliance solutions at gethawkai.com.

Timestamps:
01:25 From Plaid to Column
01:48 Blending FinTech Agility with Banking Solidity
02:02 Column's Impact and Brian Fishbein's Role
02:32 Who is Brian Fishbein?
02:49 Column & Banking as a Service
04:06 Evolving Sponsor Banking
04:20 Column's Unique Position
06:38 The Future of Fintech Banking
07:35 Technology and Compliance Strategy
14:32 Real-Time Data Backbone of Innovation
15:10 Tech in Credit Program Innovation
18:03 Differentiation Strategy
20:54 Navigating Innovation and Compliance
29:16 Approach to Sponsor Banking Partnerships
32:00 Strategic Direction and Industry Trends
32:09 The Future of Lending and Technology
36:06 The Future of Sponsor Banking
39:39 Brian's Closing Thoughts
40:34 Reflections and Key Takeaways

This is a Production of Diamond D3, Media

ABOUT:
Brian Fishbein: Brian Fishbein has diverse and extensive work experience in the financial industry, currently serving as the Head of Investing & Treasury at Column. He is an alumnus of Princeton University, where he earned a Bachelor of Science in Mechanical and Aerospace Engineering. His role at Column emphasizes his significant contributions to the company, focusing on investing and treasury management, underlining his profound impact on the fintech sector through his expertise and leadership.

Column: Column is distinguished as the only nationally chartered bank dedicated to empowering developers and builders with the ability to create new financial products. The company's mission is centered around sponsor banking initiatives, offering increased control and visibility for fintech partners over their credit programs. Column's approach is unique, providing a framework that supports rapid and compliant innovation within the regulated environment of a financial entity.

Tedd Huff: Tedd Huff is the Co-Founder of Voalyre and the President and founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.
Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.

Colton Pond: Colton Pond is a seasoned marketing executive with a strong fintech and financial services background. In his latest role, Colton is the CMO for LoanPro's API-first lending platform, aiming to meet the increasing market demands. His track record includes a significant tenure at Truv, where he led the marketing team to achieve a 300% growth in year-over-year revenue. Colton has also held key marketing and sales positions at MX, Lucid, and HealthEquity, demonstrating his ability to drive success and innovation within the fintech sector.

Diamond D3, Media: A media creation, management, and production company delivering engaging content globally.