There's an estimated $195 billion of medical debt in America. But just because a medical bill comes in the mail doesn't mean you have to pay that exact price. This episode, why you don't have to pay sticker price for medical procedures and how to negotiate your bill down. Our guest is Jared Walker of Dollar For (https://dollarfor.org), a non-profit dedicated to helping people navigate medical debt.

Correction: A previous version of this video incorrectly suggested that hospitals never charge interest on medical debt. It is unlikely but not impossible that a hospital would charge you interest. Credit card interest will almost always be higher than a hospital's.

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VIDEO CHAPTERS:

00:00 - Intro
00:49 - Biggest misconceptions about medical debt
01:53 - Charity care
03:27 - Itemized bill
06:26 - Negotiate your bill
11:15 - Paying in installments
12:46 - Roleplay
19:32 - Pick a word
20:05 - Recap