On March 6th, 2024, the new Wells Fargo Autograph Journey credit card was announced to be available to the general public later this month. This mid-tier travel credit card has a $95 annual fee and comes with a host of elevated multipliers and benefits.

First of all, it has a welcome offer of 60,000 bonus points after spending $4,000 in the first 3 months. The $95 annual fee can be easily offset by a $50 statement credit for airline purchases, lowering the effective annual fee to just $45.

The card earns 5X points on hotel purchases, 4X points on airlines, 3X on other travel and dining, and 1X points back on all other purchases. All multipliers are uncapped.

The most exciting aspect of the Wells Fargo credit card lineup is that they now have access to transfer partners. These transfer partners include 5 airlines and 1 hotel partner to start: Aer Lingus AerClub, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Iberia Plus, and Choice Hotels.

But the choice to get his credit card may not be as easy as it seems, and in this video, I'm going to help you figure out if the Autograph Journey card is the right fit for you, and why I won't be getting this credit card on it's release, at least, to start.

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📚 Chapters:
00:00 Intro
01:26 Is this a "good" credit card?
02:41 Question 1: Welcome Offer
06:14 Question 2: Chase 5/24 Rule
08:43 Question 3: How Will You Use This Card?
15:49 Question 4: Autograph or Autograph Journey?
19:36 Outro

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Some of the products that appear on this website are from companies from which I will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

I am not a financial advisor, accountant, or lawyer and do not provide financial, tax, or legal advice. This video and any ideas presented in it are my opinions and are provided for entertainment purposes only. Please do your own research and consult your own financial, tax, or legal professional for specific advice.
 
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