To achieve our financial goals, we need to know where our money is going. This is why having a budget is so important. And what's even more important is to find a budget that matches your personality.

The zero-based method is ideal for people love details and want to know where every single cent goes. This method helps you to focus and reduce items that don’t align with your goals.

Watch the video to decide if the zero-based method works well for you.

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0:00 – Intro
0:04 – The zero-based method of budgeting
0:18 – How the zero-based budget works
1:12 – The bottom line
1:33 – Outro
1:50 – Download Vanguard’s guide to financial wellness