WHAT YOU NEED TO KNOW ABOUT INVISIBLE MEDICAL CONDITIONS AND LTD on the Disability Law Show with disability lawyer and co-founding Partner Sivan Tumarkin, with disability lawyer and Partner Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 5 Episode 28 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 - Intro

🔹Mediations for disability claims - 1:40
What are mediations and why are they necessary for disability claims?

📧 Conflicting doctor's reports - 8:07
EMAIL from [email protected]: I applied for long-term disability after a serious injury. It was ultimately denied because my doctors’ reports were allegedly conflicting. While my treating GP says I can’t work due to continuing chronic pain, a specialist thinks there’s a small chance I might be able to return to work with extensive accommodations.

▶️ What you need to know about invisible medical conditions and LTD:

1️⃣ Many psychological claims, such as depression and anxiety, are considered invisible illnesses. - 14:00

2️⃣ Insurance adjusters often deny claims for invisible illnesses on the basis of a lack of medical documentation. - 15:49

3️⃣ Despite a lack of a diagnosis, the support of a doctor and debilitating symptoms should lead to approval for LTD. - 19:20

❓Approved for STD but denied LTD - 23:17
https://www.mydisabilityquestions.com: After being diagnosed with a degenerative disease about 3 years ago, I’ve undergone every kind of treatment and medication my doctors have prescribed. In the last year or so my condition has worsened. I’m exhausted all the time, and I can’t think straight. I was approved for short-term disability benefits but my claim for LTD was denied. I appealed twice but both appeals were rejected. What else can I do?

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