Credit Utilization: What Most "Experts" Get Wrong
Rondi Lambeth Rondi Lambeth
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 Published On Jan 29, 2020

So-called "credit experts" often that you should keep your credit card utilization below 30% for the best score.

However, this is because they are self-proclaimed experts who spent very little time just googling simple credit answers.

But it's not that simple.

I am a certified FICO expert, I've spent countless hours training and attending credit seminars. I'm the CEO of @fortresscreditpro
and I've looked over thousands of reports and have seen firsthand what overutilization does to credit.


The truth is, having your score utilization over 7% starts to negatively impact your score. And when you are trying to get approved for things like a home, having utilization of 5% vs 30% can make a huge difference.


Reach out if there is anything I can do for you.


Call my office to speak to an agent 800-475-7267

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