When you're designing a bank, life tends to be a lot easier when money moves nicely, communication is constant, and payments are instant. With all the ways Monzo has changed and grown in the last four years, it's easy to forget that the cornerstone of the our experience is still instant, accurate access to your money.But how does this change when we move further afield? How will we have to adapt our product in countries where cash is still king? We'll take a peek into the future where Monzo is a worldwide presence and the fascinating challenges things we'll be combatting in the apps along the way.