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People are going broke... This is not good. I will repeat, this is not good. Credit card and auto loan delinquency's are on the rise and the tip of the iceberg is if we start to see unemployment increasing as well. Credit cards are a killer in today's society and people need to understand what they are getting themselves into. Swift action will need to be made by most Americans ASAP especially if we happen to see a real estate and stocks market crash this year or the following.

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