In this video, I will discuss some frequently asked questions about home insurance/condo insurance. Many people are confused about how premiums are determined and how coverages are placed. I hope this video can answer some of those questions.

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Chapters
0:00 Intro
1:12 I know someone who has cheaper premiums. Why?
2:25 Should I get condo insurance if the Strata has Strata insurance?
3:29 If my neighbour caused the damages, should I claim their insurance or my own?
4:26 If my tenant has tenant insurance, do I still need landlord insurance?
7:00 Do I need to disclose my home-based business?
8:13 I take care of my parent's home, do I need to disclose that they (owners) are out of the country or does not reside in the home?
9:07 Why is my insurance increasing every year?
10:12 What should I be aware of that can affect my premiums?
11:45 What are the contents of my coverage? (eg. Earthquake, water)
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Sandy Gum has helped countless people navigate through financial obstacles and put the puzzle of their finance together using unfair advantage financial strategies combined with extraordinary investment opportunities.

In addition to her social media presence, Sandy Gum is the founder of Money Shield, which includes insurance, investment, and financial planning - and is a joint venturer who also seeks to provide business essentials to minority founders to help them scale.

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DISCLAIMERS & DISCLOSURES
This content is for education and entertainment purposes only. Sandy does not provide tax, accounting or legal advice. It is not intended to provide, and should not be relied on for, tax, accounting or legal advice. You should consult your own tax, accounting, and legal advisors before engaging in any activities. Past investment performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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