Chime Bank Review 2024: Pros & Cons
Marissa Lyda Marissa Lyda
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 Published On Feb 21, 2024

Banking with Chime: https://rstyle.me/+iEGPupJYWNGdhF3GCo...

Today I'm sharing the features, pros and cons to Chime to see if it can be a good option for you!

Overall, I think Chime is a wonderful app to manage, save and spend your money. I love all their features and fee-free banking.

Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Credit Builder card issued by Stride Bank, N.A.

Spot Me: Eligibility requirements and overdraft limits apply.

Early Pay: Early access to direct deposit funds depends on payer.

Credit Builder: Eligibility requirements and overdraft limits apply. Avg 30 point FICO® Score 8 increase over time with regular on-time payments. Results may vary, see http://Chime.com for details. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.

APY: APY rate is variable and subject to change. Click to learn more. www.chime.com/savings-account/

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