Aside from ILPs, whole life policies are often sold by agents. Here is why you should not buy a whole life policy!

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Chapters:

00:00 - Intro!!
00:22 - Disclaimer
00:41 - Whole life policies are expensive and prioritises wrongly
02:02 - Who needs more coverage
03:53 - Whole life add term to look more attractive
04:18 - You can buy term invest the rest
06:19 - Do whole life policies really provide the coverage for whole of life?
07:52 - Too conservative for long-term
09:04 - Flexibility can work against you
09:51 - “Limited Pay” policies? Calculate carefully
10:35 - Compare your term policies!
11:10 - Parting thoughts