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How to Respond to a Debt Collection Lawsuit in Pennsylvania

Steps to Respond to a Debt Collection Case in Pennsylvania
In this section, we'll guide you through the steps you need to follow to respond to your debt collection case. First, let's start with some background: the first thing that happens when a debt collection lawsuit begins is that the plaintiff serves you with two documents, known as the Summons and the Complaint.

The documents may be served in person or by mail. Regardless of how they are delivered, you have 20 days to respond and file an Answer. As we mentioned under Deadlines, if you fail to respond within 20 days, you will be issued a default judgment, lose your case, and have to pay the plaintiff the amount they say you owe. To avoid a default judgment and give yourself the best chance of winning your lawsuit, you should follow the steps below.

Bonus: there are only three steps.

Answer each allegation listed in the Complaint
Assert affirmative defenses that apply to your case
File a copy of your Answer with the court and also serve the plaintiff with a copy
The language is a little technical, but we will explain in detail how each step works. Let's check them out!

Read the full guide: https://www.solosuit.com/posts/96