Whole Life Insurance vs Universal Life Insurance: Which is Better?
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The views expressed are educational in nature and not intended to provide investment advice. Should you have a question, it is always best to consult with your financial or tax professional. The discussion with Andrew represent general thoughts and not specific to any particular situation.
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⏰ Timecodes ⏰
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00:00 Introduction
01:00 Setting the Foundation for Indexed Universal Life Insurance
04:56 Borrowing From Universal Life Insurance Cash Value
07:00 What is the Cash Value For an IUL?
09:51 WL vs IUL Guaranteed Cost of Insurance
13:48 Selling IUL with Simulated Illustrations
15:48 Understanding Indexed Universal Life Returns
25:08 Understanding Simulated Returns
28:56 Life Insurance is NOT the Growth Asset Class
30:55 Who is Indexed Universal Life Insurance For?
37:52 Conclusion

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