Feeling the pinch of rising interest rates and a high cost of living? We've got your back! In today's episode, our hosts dive deep into the world of personal budgeting and share some accountant secrets to help you save money and conquer those mortgage woes.
We know that the rising cost of living can put a strain on your finances, especially when interest rates start climbing. Inflation is high and everything from groceries to housing is getting more expensive. But don’t worry! Today, we're diving deep into our treasure trove of money-saving strategies to help you stretch your hard-earned dollars.
In this episode, we explore practical money-saving tips tailored to the challenges of a high cost of living and rising interest rates. We also cover topics like personal budgeting, mortgage savings, tips for renters to reduce housing expenses and the secret accountant knowledge that can help you make smarter financial decisions

00:00:20 - 00:00:54 Accountant secrets to smart money management
00:00:54 - 00:03:28 Accountant Secret #1 – Compound Interest
00:03:28 - 00:05:01 Accountant Secret #2: Pay yourself first
00:05:01 - 00:05:34 How to save money on your mortgage
00:05:34 - 00:07:17 Accountant secret #3: Offset accounts
00:07:19 - 00:07:35 Accountant secret #4: Pay down your principal
00:07:36 - 00:07:53 Managing your household budget
00:07:56 - 00:08:38 Accountant secret #5 Expense audits and cutting costs
00:08:40 - 00:11:33 Buy now, pay later: is Afterpay budget-friendly?
00:11:33 - 00:13:30 How to save money on your grocery bill
00:13:30 - 00:14:19 Is it time to consider fixed rates over variable for your mortgage?
00:14:19 - 00:16:15 Money-saving tips for renters
00:16:15 - 00:18:58 Accountant secret #6: Don’t let auto-renew cost you more money
00:19:00 - 00:19:46 Accountant secret #7: Get started now.
00:19:48 - 00:20:44 How can young people today save money for a house?
00:20:44 - 00:24:45 Accountant secret #8: Enjoy life