Lately, especially after the tax change for debt funds, equity savings funds are being projected as a substitute for debt funds. Equity savings funds have historically generated returns of 8-9% pa, enjoy equity-like taxation and have about two-thirds of their portfolio allocated to safer instruments like debt and arbitrage. So, in this video, we explore if equity savings funds can indeed act as a substitute for debt funds.

To do so, we compare the returns and volatility of equity savings funds with those of three debt categories: money market, short duration and medium duration. We also compare the historical probabilities of equity savings funds yielding a negative return over short time periods. Finally, we assess for what purpose and for whom equity savings funds are suited. You can watch the video to get an insight into all these aspects.

Chapters
00:00 INTRODUCTION
01:35 WHAT ARE EQUITY SAVINGS FUNDS?
04:01 RETURNS - EQUITY SAVINGS FUNDS VS DEBT FUNDS
05:34 RISK - EQUITY SAVINGS FUNDS VS DEBT FUNDS
08:35 WHO SHOULD INVEST IN EQUITY SAVINGS FUNDS?

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