Act now to buy an April I-Bond before end of business on April 29. If you buy on April 30, you may miss the chance to grab the current rates.

www.treasurydirect.gov
www.bea.gov

I outline 3 reasons why to buy now:
Free cash for buying late in the month. Even though you hold in only a couple days in April, you'll get all of April's interest on May 1.

Locking in 10th best initial composite rate, 5.27%, plus a fixed rate of 1.3%, the highest in 16 years.

Finally, the third reason is the I in I-bonds. Inflation! The latest PCE number is not good!

Keep in mind, I have no initials after my name, so take these as entertaining ideas from one educated consumer to another. Always do your own due diligence and seek out a professional if you need one.