Today I'll be discussing New Retirement, a retirement planning tool, and answering your questions about how to use New Retirement.

New Retirement: https://go.robberger.com/new-retireme...

Join the Newsletter. It's Free:
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Financial tools I use:

I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:
https://go.robberger.com/personal-cap...

My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:
https://go.robberger.com/new-retireme...

Rocket Money: I've started using this tool for budgeting, and I love it: https://go.doughroller.net/rocket-mon...

I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:
https://go.robberger.com/capitalize/y...

My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:
https://go.robberger.com/tiller/yt-tools

We save and invest our credit card rewards. Here are some of my favorite credit cards:
https://www.allcards.com/best-credit-...

My Book (Retire Before Mom and Dad):
https://amzn.to/2MsRJ9B

Timestamps

0:00 - New Retirement
15:13 - Any changes in my retirement planning since using New Retirement?
20:21 - What will people change in their retirement planning?
21:35 - Model an expected inherited home
26:40 - Roth optimization suggestion
30:33 - Projection Lab vs New Retirement
31:00 - Open Social Security calculator
31:58 - Factoring in various state taxes
33:46 - Four Pillars of Investing by William Bernstein
34:20 - Trouble linking Fidelity and Vanguard accounts to New Retirement
35:48 - Roth conversion
41:07 - Present dollar changes in New Retirement
45:22 - How to enter city tax
49:41 - Income is less than expenses
1:03:14 - The basics
1:13:20 - Setting up 401K
1:18:24 - Spending more in taxes and having less assets
1:23:40 - Loans made to family members/Passive income
1:26:40 - Future dollars/current dollars in New Retirement
1:27:34 - Setting up a 529 plan
1:34:10 - Choosing pessimistic
1:37:13 - Model ACA premiums when modeling Roth conversions
1:38:50 - Spending from HSA
1:40:58 - Traditional IRA account completely converted
1:43:14 - New Retirement thoughts
1:49:11 - Dividends
1:52:37 - Money Flow Transfer from IRA
1:57:09 - Best way to model an inherited IRA in New Retirement
2:00:29 - Financial Freedom


#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.