The ULTIMATE Capital One Credit Card Tier List
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 Published On Jan 27, 2023

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Capital One has 30 different credit cards so today we're going to make the ultimate tier list of every capital one credit card to help you figure out which one is best for you starting with one of their most popular products the Quicksilver rewards card.

First, you've got the standard Quicksilver which has a $0.00 annual fee and offers you 1.5% cash back on all of your purchases with an intro offer of 3% unlimited cash back for your first year. It's the best of the five Quicksilver cards but 1.5% back is not great compared to other products on the market so the standard Quicksilver goes in the B tier. Similarly, you have the Quicksilver one card which gives you the same 1.5% cash back on all of your purchases but has a $39 annual fee and a higher interest rate since this product requires just fair credit according to Capital One while the previous product requires excellent credit. Again not much to love here so the Quicksilver one goes in the C tier.

Speaking of getting this card without great credit, they offer the Quicksilver rewards for good credit which again gives you 1.5% cash back for a $0.00 annual fee but in this case, you aren't eligible for the 0% intro APR which shouldn't matter if you're using this card properly so this one also goes in the B tier. If you're starting from Ground Zero and have little to no credit history then you can get the Quicksilver secured card which requires an upfront security deposit of at least $200 for the same 1.5% cash back and no annual fee but I'm not a fan of secured cards personally so this one goes in the D tier.

Last but not least we have our final category which is the venture card category which includes my favorite credit card from Capital One. But before we get to that we have the original venture rewards card which gives you unlimited 2X miles per dollar spent and a 75,000 mile bonus once you meet the spending requirements all for $95 per year. This does require excellent credit but I love the capital one travel portal, I've been able to redeem points for three to five cents per point which is the equivalent of 6 to 10% cash back since you're earning 2 points per dollar and that means I'll be putting this card in the S tier.

We have covered 29 of the 30 products from Capital One but lastly we have my favorite Capital One credit card and the product that I carry with me every single day which would be the capital one venture X card. This is one of the newest products from Capital One and is obviously the premium version of the venture lineup. It does come in at $395 per year which I know is way more expensive than any of the products we've looked at today but that's actually on the low end of premium travel cards and for that annual fee you get 10 miles per dollar on hotels and rental cars booked with Capital One, 5 miles on flights and two miles on everything else and the list goes on so it's no surprise that I'll be putting the venture X card in the S tier.

0:00-Quicksilver Cards
2:48-William-Sonoma Cards
3:36-Spark Business Cards
8:05-Miscellaneous Cards
9:50-Savor Cards
11:43-Venture Cards
14:13-My FINAL Thoughts

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