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Hey guys, in this video, I talk about the first 5 credit cards I started with as a beginner in the credit card game at 20 years old. Everyone's starter credit card setup is going to look different, but I wanted to share my thought process as to when and why I applied for each of the cards I did, whether or not those cards were the right move for me, and what I would have done differently if not. By the end of it, I hope you're able to leave with a better understanding of how you should start your credit card journey to set yourself up for success this year. If you've ever wondered "What credit cards should I start with?" or "What are the first 5 credit cards I should get?" this video is for you.

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Card Links:
💳 Chase Freedom Cards: http://spencerjohnsonofficial.com/fre...
💳 Chase Sapphire Preferred: http://spencerjohnsonofficial.com/sap...
💳 Amex Gold: http://spencerjohnsonofficial.com/ame...
🔔 Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards!

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🛍 Kudos (3 free months of Kudos Boost): https://joinkudos.com/spencer
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Join My Communities:
🎩 The Credit Club: https://spencerjohnsonofficial.com/cr...
💻 The Credit Community: http://spencerjohnsonofficial.com/dis...

Watch Next:
🎥 My ENTIRE Credit Card Journey At Age 23 (9 Cards):    • My ENTIRE Credit Card Journey At Age ...  
🎥 How To MASTER The Credit Card Game In 2024 (Beginner’s Guide):    • How To MASTER The Credit Card Game In...  
🎥 Chase Sapphire Preferred vs. Reserve (Why I Upgraded):    • Chase Sapphire Preferred vs. Reserve ...  
🎥 How I Raised My Credit Limits By $28,500 In ONE DAY:    • How I Raised My Credit Limits By $28,...  
🎥 Why The Amex Gold Card Is NOT For You (My Experience):    • Why The Amex Gold Card Is NOT For You...  

📚 Chapters:
00:00 The Gameplan
01:03 Card #1: Chase Freedom Student/OG Chase Freedom
05:58 How To Manage Multiple Credit Cards In One Place
07:23 Card #2: Chase Freedom Unlimited
09:35 Card #3: Chase Sapphire Preferred/Reserve
12:25 Card #4: Citi Custom Cash
16:03 Card #5: Amex Gold

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Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop will earn an affiliate commission or referral bonus. Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

#creditcardsforbeginners #beginnercreditcards #creditcards