3 IMPORTANT FACTS ABOUT YOUR MEDICAL REPORTS on the Disability Law Show with disability lawyer and Partner James K. Fireman. Learn how to fight back against the insurance company and get what you're owed on Season 6 Episode 04 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 Intro

1:22 Disability benefits and returning to work
If I file a legal claim for disability benefits, does this prevent me from eventually returning to work if I have recovered?

8:14 Informing insurer of inability to work
My wife is on LTD and has been approved for CPPD for a little over two years. Her LTD is supposed to end in a few months. After seeing her family doctor recently, she was told she wasn’t ready to return to work. Should we inform the insurer?
• Returning to work: https://bit.ly/return-to-work-LTD-FAQ

3 Important facts about your medical reports
13:18 1️⃣ It is vital for a doctor’s report to be as detailed as possible.
16:41 2️⃣ You should not assume that your doctors are aware of what your job entails and the specific limitations.
18:03 3️⃣ Doctors with patients who are applying for disability benefits can seek legal advice - and should do so.

22:37*Effect on mental health due to insurer communications*
I have been approved for LTD for almost 2.5 years now. Lately, my insurance adjuster has been constantly requesting updates. This has led to increased anxiety and seems to be detracting from any progress I've made with my mental health. Can I refuse to answer these calls? Am I able to request a new case manager?
• Dealing with a difficult insurance adjuster: https://bit.ly/difficult-LTD-adjuster

26:32*Repeated appeal attempts for LTD*
I just learned that my second appeal of an LTD denial was rejected by the insurance company. When I told my manager about it, he said that I should appeal again. He added that, if that appeal fails, too, he will likely need to lay me off.

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