In this video, I answer the question “How many credit cards should I have” because you don’t want to have too many credit cards. How many credit cards is too many is a very common question, so we’ll go over the answer. Click "Show More" to see Ad Disclosure.

I personally have 9 credit cards at the moment because each credit card is part of a patient and long-term strategy that I believe is best. If you are looking to increase credit score, maximize credit card rewards, and build better financial habits, then this video will be useful. While there is no true upper limit for how many credit cards should I have, each person will have a different answer. Some people may only need a few credit cards to get the most out of each. And if you aren’t using credit cards the right way, then 0 credit cards is probably best until you develop better habits.

But this video is designed to help you ask the right questions to decide for yourself how many credit cards is too many. I personally plan to get more and more cards over the years, but each credit card will have a strategy behind it.


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*These offers are subject to change. The current offers are listed as of the filming of this video.

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DISCLAIMER: Some of the card links and other products that appear on this website are from companies which Daniel Braun will earn an affiliate commission or referral bonus. Daniel Braun is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Daniel Braun is not a financial advisor. This video is for entertainment and educational purposes only, it is not financial advice.

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