A 100 year backtest using global stock market data to find out how much you ACTUALLY need to retire.

The 4% rule is used across the world as a guide to understand how much you need to retire. But it fails. A lot.

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0:00 The Problem
2:10 The 4% Rule
2:59 My Study - £20k per year
4:46 Why the 4% rules fails
7:53 How much do we actually need?
11:33 GIA VS Pension
12:04 Testing other variables

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