Want a Metal Card? Credit and Debit Options to Check Out
Fioney Fioney
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 Published On Apr 11, 2022

Are you wanting a metal credit or debit card and wondering how different options compare? Let's take a closer look at a few cards I have on hand and how you can get them for yourself.

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In recent years, metal cards have been all the rage - almost to the point of parody in some circles. Nevertheless, these options remain popular as more consumers seek an upgrade from plasticl. So what are some available metal credit can debit cards and how can you get one for yourself? Let’s take a look at a few picks including some free ones.

First, we’ll start a popular but expensive card: the American Express Platinum

Among the most well known metal cards is the Amex Platinum, which defines “premium” with its $695 annual fee and numerous benefits. While I could detail all of the reasons this card may be worth that high fee, let’s talk about the card itself. First, it now comes in three different design options. On my scale, the card comes in at 17g, with anecdotes suggesting that the card was slightly heavier before it was updated to a plastic backing to accommodate tap technology.

Of course, if the $695 annual fee is still too high for you, there’s also the Amex Gold card, which has the same metal design - but I was surprised to discover is actually a bit lighter at 14g. Currently, that card is available in the regular Gold and the Rose Gold color as seen here. Whether you ultimately go with the Platinum, the Gold, or both, these are metal cards that not only look cool but can also be quite powerful when put to their best use.

Next, if you’re not team Amex, then perhaps you’re Team Chase - including the Chase Sapphire Preferred

While the Platinum may be most associated with metal these days, Chase actually beat them to the punch with the release of the Sapphire Reserve. Incidentally, although that card carries a $550 annual fee, the $95 annual fee Sapphire Preferred is apparently made of the same material. Personally, I find this card to be a bit more flexible that the likes of the Platinum or Gold to the point where I wasn’t exactly sure it was metal. But, weighing in at 12 grams on my scale, it’s definitely heavier than plastic. Once again, the Preferred also has plenty of benefits that help make up for its annual fee, making it a potential contender to join your wallet.

Another well-known metal credit card is the Apple Card - although the physical card actually isnt’ the use of this option

When Apple announced that it was releasing its own credit card, one of the highlights was the novel sleek-all white card it came with, famously bearing no card number. Made from titanium, the Apple Card does have a unique feel that sets it apart from the others we’ve discussed so far. Overall, I’d say it feels more solid than the aforementioned options and comes in at a surprising 14 grams despite feeling lighter. Of course, the irony here is that Apple Card’s best rewards come not from using the physical card but from using the card in Apple Pay, rending this pretty looking card all but useless to me personally.

Turning to debit cards, the first one on my list is the Cash App Cash Card

I’ve talked about the Cash Card plenty of times before, including it’s awesome Boosts feature. However, when I was recently revisiting the card to write an update, I noticed that they now have metal cards available for a fee. At this time, users can choose between a Black or Chameleon Metal card for a one-time fee of $50. Like with other Cash Card, you can customize your card with a signature, text, emojis, and more. My card arrived in this nice little package, and is fairly hefty, coming it at 22 grams. So while it’s hard to recommend you spend $50 just to get a card, I will say that it does look pretty cool.

Incidentally, two banking platforms I’ve tried have levels of service called Metal that come with metal cards: Revolut and OnJuno

Revolut is a digital banking platform that most notably allows users to exchange and hold various worldwide currencies. With such a feature emphasizing travel, it should come as no surprise that their Metal plan includes addition travel benefits such as some lounge access, travel insurance, and more. As you might expect given the name, it also comes with a Metal debit card, with users being able to choose between black, gold, space grey, rose gold, or lavender. I actually think that the Rose Gold looks even better than my Amex one and weighs abut more at 17g. However, Revolut Metal comes at a cost of $16.99 a month or $149.99 for a year if you pay upfront.

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