Often times, the tiniest of changes lead to big improvements and it's no different with your finances. I've got 19 tiny changes you can implement this week to improve your financial situation.

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Chapters
0:00 - Intro
0:49 Automate savings contributions to your emergency fund
1:09 Increase your 401k contribution by 1%
1:20 Automate bill pay
1:33 Set bill pay to right account for a discount
2:05 Open a high-yield savings account
2:26 Close bank accounts with fees
2:41 Open a fee-free checking account
2:54 Open a Roth IRA on your own
3:23 Use a debit card for one week
3:45 Make an additional $100 payment toward a specific debt
4:01 Track grocery spending for one week
4:30 Cancel one subscription
5:10 Invest $50 a month into a taxable brokerage account
5:48 Create one sinking fund
6:38 Enroll in a level pay plan for your utilities
7:20 Reduce your cell phone data plan
8:13 Increase your car insurance deductible
9:13 Track your net worth
10:29 Track a tricky spending area for two weeks
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http://bit.ly/DFMworkbook

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💌 READY TO BUDGET?
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🌟 My favorite money-saving app: FETCH REWARDS
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If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy

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My favorite FREE car insurance quote comparison tool:
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