Cash Out Refinance vs Equity Share | Which Is Better For Homeowners?
Matt The Mortgage Guy Matt The Mortgage Guy
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 Published On Jun 28, 2022

So you want to access the equity you’ve built on your home while keeping the favorable rate you locked in last year. There are plenty of options for you to access your equity and keep your rate, but I’ve seen one company in particular acting as a wolf in sheep’s clothing. Home IPO is advertising equity shares all over social media, and I’m here to dish out the truth behind how these companies operate. In today’s video, I’ll shed some light on how companies like Home IPO take advantage of borrowers and why you should be wary of equity shares. I’ll also share some safe options for you to access your equity—like a cash-out refinance and a home equity line of credit—without losing your rate and the value on your real estate as it appreciates.


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Timestamps:
Intro (0:00)
Watch Out for these Predatory Loan Companies (0:38)
What is an Equity Share Agreement? (2:19)
Diving into Home IPO’s Rate Calculator (3:01)
Safe Options to Access Your Equity (6:10)
Expanding on How Much Equity Home IPO Claims (8:02)
Questions? Get in Touch (11:14)


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