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💳 What's In My Wallet: http://spencerjohnsonofficial.com/myw...
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Hey guys, in this video, I got the chance to sit down with Matt Welter (@MattWelterOfficial) a fellow credit card/personal finance YouTuber. Not only do we talk about his current hotel credit card strategy and whether hotel cards are really worth it, but we also discuss what credit cards he’s currently using the most, how he uses his credit card points to travel for (close to) free, his YouTube journey so far, and much more!

This is the twelfth episode in my Creator Conversations series where I talk with some of the most influential creators in the credit card/personal finance niche so we can all get to know them better outside of our regular topics of discussion. We all have many different passions that we don't get to talk about on our channels much, so I wanted to give everyone a place to talk about those things through this series. I hope you enjoy it!

Matt’s Channel: @MattWelterOfficial

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Card Links:
💳 Hilton Cards: https://spencerjohnsonofficial.com/hi...
💳 Marriott Cards: https://spencerjohnsonofficial.com/ma...
💳 Hyatt Cards: https://spencerjohnsonofficial.com/hyatt
💳 Chase Sapphire Preferred: https://spencerjohnsonofficial.com/sa...
💳 Chase Freedom Cards: https://spencerjohnsonofficial.com/fr...
💳 Amex Gold: https://spencerjohnsonofficial.com/am...
🔔 Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards!

Talk To Me Personally:
☎️ Book a Call: https://spencerjohnsonofficial.com/co...

Products I Use:
💰 Rakuten ($30-40 free): https://www.rakuten.com/r/SPENCE11500
💲 MaxRewards Gold (1-month discount w/ code SPENCER): https://maxrewards.app.link/spencer
🛍 Kudos ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer
💸 Ekster Wallets (5% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencer

Join My Communities:
🎩 The Credit Club: https://spencerjohnsonofficial.com/cr...
💻 The Credit Community: http://spencerjohnsonofficial.com/dis...

Watch Next:
🎥 How I Saved $2,582.71 Using Credit Card Points:    • How I Saved $2,582.71 Using Credit Ca...  
🎥 Chase Sapphire Preferred vs. Reserve (Why I Upgraded):    • Chase Sapphire Preferred vs. Reserve ...  
🎥 My DREAM Credit Card Setup (That I Don’t Have Yet):    • My DREAM Credit Card Setup (That I Do...  
🎥 These 2 Credit Cards Just Saved Me $3,248.69 (Vegas Meetup):    • These 2 Credit Cards Just Saved Me $3...  
🎥 Creator Conversations: http://spencerjohnsonofficial.com/cre...

📚 Chapters:
00:00 Creator Conversations (Episode 12)
01:22 Matt’s Current Hotel Credit Card Strategy
07:17 Why Matt’s On Team Travel vs. Team Cashback
11:14 How Matt Uses Credit Card Points For Flights
13:24 Which Premium Travel Credit Card Is Best?
16:23 Chase vs. Amex: Who Wins?
18:39 Matt’s Bad Experience With Capital One
21:22 What’s In Our Wallets?
27:44 Matt’s Wife’s Interest In Credit Cards
29:46 Matt & His Wife’s Favorite Places To Travel
37:53 Amex Gold & Platinum vs. Chase Freedom Unlimited & Sapphire Reserve
41:15 Will Matt Ever Switch To Team Cashback?
44:53 How & Why Did Matt Get Started On YouTube?
48:28 What Is Matt’s Favorite Part Of Having A YouTube Channel?
52:55 Matt’s Goals For His Channel In The Next 12 Months

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#mattwelter #creatorconversations #creditcards