Each year, more than 15 million Americans fall for phony schemes connected with identity fraud. Nowadays you have to be especially cautious because scammers are using a new trick called "spoofing". This scheme allows identity thieves to create fake emails, phone numbers, or IP addresses so that they can pretend to be someone else in order to get hold of your personal information. A very common fraud scheme is calling people and pretending to be FBI.
If you want to check whether or not the number that’s called you is fake, wait for at least 5 minutes. Otherwise, you’ll probably get reconnected to the scammer. If you’re suspicious of a phone call, report it to the police. They may be able to figure out where the call has come from. And please tell your older family members and friends about this fraud, and help them stay safe and informed so that they don’t get taken advantage of by these identity thieves.

TIMESTAMPS
What is “spoofing” 1:31
The "You're under investigation" Scheme 3:19
The "You're going to be arrested in three... two... one" Scam 7:22
The "Fraudulent activity on your account" Scheme 8:24
How not to become a victim? 11:00

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SUMMARY
-There are programs out there such as "SpoofCard" that allow practically anyone to disguise their phone number with the one of their choosing.
-The person on the other end calls you by your name and immediately starts building up the sense of urgency. They inform you that the matter is extremely important and ask you if you’re aware that you're under investigation by the FBI. Paige Hanson, the chief of identity education at LifeLock, a company that specializes in identity theft protection, explains that this is one of the most common tricks criminals use to get to your personal data.
-You pick up the phone and a robotic voice informs you that officers are coming to arrest you. You hear, "You're going to be taken into custody due to a number of serious allegations. You can get back to us so that we can discuss the matter before any legal action is taken against you."
-One day you might get a call, and the person on the line will present themselves as a police officer or a representative of your bank. They’ll inform you that your bank has been exposed to fraud and that your account was compromised. You’ll be asked to provide your card number, security code, and even your PIN number.
-Remember that the police (and your bank) will never ever ask you to reveal your PIN number or bank account details over the phone, withdraw cash and send it somewhere with a courier, send your personal belongings such as bank cards off with a courier or taxi or somehow else.

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