Published On Dec 10, 2023
š³ My Top Credit Cards: https://spencerjohnsonofficial.com/to...
š³ What's In My Wallet: http://spencerjohnsonofficial.com/myw...
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Hey guys, in this video,, I requested a credit limit increase on 4 of my most used credit cards in one day. The results of that? +$28,500 of available credit across these 4 cards, all in a matter of minutes. In addition to that, each one of these cards (Chase Sapphire Preferred, Amex Blue Business Plus, Citi Custom Cash, and Capital One Venture X) are all from a different lender, so we were able to see how each lender responded to a credit limit increase request given the exact same information, making this a fun experiment. In general, requesting credit line increases can be an excellent way to naturally lower your regular credit utilization as long as you donāt spend more money because of your higher credit limits. If you've ever asked yourself, "How do I increase my credit limits?" or āHow do I get approved for a credit limit increase request?ā, this video is for you.
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Card Links:
š³ Chase Sapphire Preferred: http://spencerjohnsonofficial.com/sap...
š³ Chase Freedom Unlimited: http://spencerjohnsonofficial.com/fre...
š³ Capital One Venture X: http://spencerjohnsonofficial.com/ven...
š³ Amex Blue Business Plus: http://spencerjohnsonofficial.com/ame...
š Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards!
Talk To Me Personally:
āļø Book a Call: https://spencerjohnsonofficial.com/co...
Products I Use:
š° Rakuten ($30-40 free): https://www.rakuten.com/r/SPENCE11500
š² MaxRewards Gold (1-month discount w/ code SPENCER): https://maxrewards.app.link/spencer
š Kudos ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer
šø Ekster Wallets (5% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencer
Join My Communities:
š© The Credit Club: https://spencerjohnsonofficial.com/cr...
š» The Credit Community: http://spencerjohnsonofficial.com/dis...
Watch Next:
š„ How To MASSIVELY Increase Your Credit Limit (Full Guide): Ā Ā Ā ā¢Ā HowĀ ToĀ MASSIVELYĀ IncreaseĀ YourĀ Credit...Ā Ā
š„ Chase Sapphire Preferred vs. Reserve (Why I Upgraded): Ā Ā Ā ā¢Ā ChaseĀ SapphireĀ PreferredĀ vs.Ā ReserveĀ ...Ā Ā
š„ Amex Blue Business Plus: Get APPROVED With NO Business: Ā Ā Ā ā¢Ā AmexĀ BlueĀ BusinessĀ Plus:Ā GetĀ APPROVED...Ā Ā
š„ How I INCREASED My Citi Custom Cash Credit Limit (in under 5 minutes): Ā Ā Ā ā¢Ā HowĀ IĀ INCREASEDĀ MyĀ CitiĀ CustomĀ CashĀ C...Ā Ā
š„ Why Is The Capital One Venture X So Popular?: Ā Ā Ā ā¢Ā WhyĀ IsĀ TheĀ CapitalĀ OneĀ VentureĀ XĀ SoĀ P...Ā Ā
š Chapters:
00:00 The Gameplan
01:00 Credit Limit Freezing
02:07 Why You SHOULD Request Credit Limit Increases
03:53 Why You SHOULDNāT Request Credit Limit Increases
04:49 How To Increase Your Approval Odds For A Credit Limit Increase
06:50 Chase Sapphire Preferred: LIVE Credit Limit Increase Request
08:15 Amex Blue Business Plus: LIVE Credit Limit Increase Request
10:10 Citi Custom Cash: LIVE Credit Limit Increase Request
11:37 Capital One Venture X: LIVE Credit Limit Increase Request
12:42 Summary Of My Credit Limit Increase Requests
13:51 What NOT To Do With A Higher Credit Limit
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#creditlimitincrease #highcreditlimits #creditcards