How to Handle Fluctuating Expenses in YNAB
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 Published On Mar 26, 2021

Wouldn't it be easier if a month or water or electricity cost the same amount every month? We all have a list of expenses that vary from month to month or season to season, and it's hard to know how we're supposed to budget for an expense we don't yet know the cost of. Though there's no perfect method or magic solution, Hannah walks you through some strategies for learning how to best handle your fluctuating expenses in YNAB!

TIMESTAMPS:
0:00 Intro
0:57 Step 1: Collect past payment info
1:48 Step 2: Copy payment history into your budget notes
2:00 (A brief lesson on the "fresh start")
2:41 Step 3: Budget for expense at its highest
4:11 Step 4: Reflect and adjust
4:21 If you have leftover dollars...
5:57 If you overspent the budgeted amount...
7:09 Step 5: Continue budgeting the expense at its highest
7:54 Bonus tip: How I set seasonal goals!
8:42 How to use reports to analyze variable expenses
10:17 Outro

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