"Short of winning the lottery, there's no way I could ever afford to pay off my debt."

Read why Simon will never pay his $235k debt back: http://money.com/money/5647242/studen...

In Money Makeovers, the staff of MONEY puts together a financial plan for people in terrifying financial situations with the help of Ramit Sethi, author of New York Times bestseller 'I Will Teach You to Be Rich,' and Douglas Boneparth, a New York City-based certified financial planner.

💰Subscribe to Money's channel ➡️    / moneymag  
📸 Follow us on Instagram ➡️   / moneymag  
👍 Like us on Facebook ➡️   / moneymagazine  
💸 Follow us on Twitter ➡️   / money