FHA Loans vs USDA Loans (2021) - Which Is Better For You?
Win The House You Love Win The House You Love
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 Published On Dec 13, 2020

What's the difference between an FHA loan and a USDA loan? We'll break down all of the aspects so you can choose the best mortgage to buy your home.

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicos...
USDA Property Limits: https://eligibility.sc.egov.usda.gov/...
USDA Income Limit Quiz: https://eligibility.sc.egov.usda.gov/...

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β€” HELPFUL TOOLS β€”
βœ…Β  Max Purchase Price Calculator β†’ https://www.winthehouseyoulove.com/ma...
βœ…Β  Lowest Cost Loan Calculator β†’ https://www.winthehouseyoulove.com/lo...
βœ…Β  Home Buying Planner β†’
βœ…Β  Today’s Interest Rates β†’ https://www.winthehouseyoulove.com/to...
βœ…Β  Step-By-Step Home Buying Timeline β†’ https://www.winthehouseyoulove.com/ti...
βœ…Β  Student Loan Savings Calculator β†’ https://www.winthehouseyoulove.com/st...


0:00 What you'll learn
0:35 Overview
2:48 Credit score requirements
4:14 Rates
5:16 Sponsor
5:55 Credit events
7:06 Debt-to-income ratios
8:21 Loan limits
8:52 Down payment and closing costs
10:41 Seller credits
11:09 Special requirements/features
16:00 Appraisal
17:23 Mortgage insurance
19:25 Seller perception
21:12 Monthly cost comparison
22:40 Total cost comparison
24:08 What I would choose
24:30 FHA vs Conventional

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Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

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