Published On May 11, 2023
TOP 3 REASONS YOU SHOULD HIRE A DISABILITY LAWYER on the Disability Law Show with disability lawyer and co-founding Partner Sivan Tumarkin. Learn how to fight back against the insurance company and get what you're owed on Season 5 Episode 29 of the only disability law show on TV in Canada.
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FEATURED ON THIS EPISODE...
0:00 - Intro
🔹Communicating with insurers - 2:05
I've been sending my psychiatric notes to my insurer. I've been diagnosed with PTSD and a major depressive disorder. Is there any hope that the medical reports will dissuade my insurer from constant update requests?
📧 Denied disability despite anxiety disorder - 10:17
EMAIL from [email protected]: My sister’s long-term disability claim was recently denied. She’s on debilitating medication for panic attacks and a severe anxiety disorder. We don’t understand the reason for the denial, and the insurer is encouraging her to appeal. Is this her best option?
• Anxiety disorders and LTD: https://bit.ly/Anxiety
▶️ Top 3 reasons you should hire a disability lawyer:
1️⃣ Once a legal claim has started, your disability lawyer takes over all communication between you and the insurance adjuster. - 15:01
2️⃣ Insurance companies are obligated to provide all necessary documentation to the disability lawyer. - 17:51
3️⃣ A disability lawyer can determine where the insurance company has erred and, in some cases, pursue punitive damages. - 19:43
❓Accommodation requests denied - 22:55
https://www.mydisabilityquestions.com: My doctor believes I am ready to return to work but with restrictions and on a part-time basis. After speaking to my boss, he doesn’t think he can accommodate my requests. If I lose my job, and I’m still unable to work full-time, will my benefits be cut off?
• Duty to accommodate: https://bit.ly/Duty-To-Accommodate
📧 Pushed for an independent exam - 27:03
EMAIL from [email protected]: I was asked to attend an assessment by my insurer after being on LTD for almost 6 months. I’m waiting for treatments to begin for a herniated disk that is causing extreme pain. My doctors believe I am nowhere near ready to return to work so I’m unsure why I’m being pushed for another examination. Can I refuse this request?
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