Welcome to this week’s edition of 401(k) Real Talk, where Fred Barstein, contributing editor for WealthManagement.com’s RPA channel, reviews all of last week’s industry news and selects the five most important/interesting stories.

1. Retirement led by 401(k) plans jump in Q4 2023 https://www.ici.org/statistical-repor...
2. DOL sends fiduciary rule to OMB—likely effect in 30-90 days https://www.groom.com/resources/dol-s...
3. CFP research shows investors expect advisors to act in their best interest https://www.cfp.net/-/media/files/cfp...
4. Changing business models of record keepers changing advisors’ role https://www.captrust.com/resources/re...
5. Conflict in the financial services industry is inevitable https://www.wealthmanagement.com/rpa/...

Worth reading:
6. How starter 401(k) plans compare to other small businesses options https://www.employeefiduciary.com/blo...
7. The father of 401(k) plans offers new ways to help people save more https://www.newsmax.com/finance/stree...
8. Fidelity study provides overview of the state of the retirement planning https://preview.thenewsmarket.com/Pre...
9. PEPs still struggle to achieve cost savings https://www.plansponsor.com/in-depth/...