The internet is full of different people touting different opinions on personal finance.

This advice that Dave Ramsey gives around building credit, was too important not to respond to.

I breakdown in this video why I completely disagree with Dave on this topic, and give some supporting data around how building good credit can help you better your finances over your lifetime!

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Disclaimers:

- This information is for educational purposes only and is not personalized in nature. Nothing I say is meant to be a recommendation to buy or sell any financial instrument. Do your own due diligence, and take 100% responsibility for your financial decisions or consult a financial professional to help you.
- I will NEVER ask you to send me money to trade or invest for you.
- There are no guarantees or certainties in investing.
- My videos may contain affiliate links to products I believe will add value to your life.