SIP vs Lumpsum? In this video, I try to solve for this commonly asked question by exploring the virtues of combining SIP and lump sum investing & presenting the data results of my study into it's effectiveness. I have used Nifty 50 data spanning 17 years (2007 to 2023) and have conducted various simulations to analyze the performance of SIP and lump sum strategies. This includes a lump sum investment triggered by a 5% monthly correction, using a 15% drop from the Nifty all-time high and then a 2% monthly fall -- all of which resulted in an improved annualized return compared to SIP alone despite the complexity and numerous variables involved

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👉 The worksheet can be accessed here : https://docs.google.com/spreadsheets/...

👉 Video Chapters:
00:00 Objective of SIP and Lumpsum Investing
02:13 Assumptions for SIP plus Lumpsum Study
05:30 My XIRR Confusion
07:12 Results of a 2% Dip Lumpsum Strategy
11:50 Shankar's Viewpoint

#sipvslumpsum #sip #lumpsum

Disclaimer: I am not a SEBI registered investment advisor or research analyst. I am not registered with PFRDA or IRDA either. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented. Some of the links I have posted in the video, the description, the comments and other related resources might be affiliate links